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Central & State Government

Government Schemes
for MSMEs & Individuals

Hundreds of crores in benefits go unclaimed every year. Our experts help you identify every scheme you qualify for and handle the entire application process.

National Level Schemes

🆕

PMEGP — PM Employment Generation Programme

Government subsidy of 15%–35% on project cost for new manufacturing and service enterprises. Available for individuals, SHGs, trusts and co-operatives.

💰 Subsidy up to 35% of project cost  |  For urban and rural areas
Apply — ₹3,999
💳

MUDRA Loan — Micro Units Development & Refinance Agency

Collateral-free business loans in three categories: Shishu (up to ₹50,000), Kishore (₹50,000–₹5 lakh) and Tarun (₹5 lakh–₹10 lakh) for micro enterprises.

💰 Loan up to ₹10 lakh  |  No collateral required
Apply — ₹3,499
🏠

PMAY — Pradhan Mantri Awas Yojana

Central government housing scheme providing interest subsidy on home loans for economically weaker sections, low income groups and middle income groups.

💰 Subsidy up to ₹2.67 lakh on home loan interest
Apply — ₹3,499
🏭

CGTMSE — Credit Guarantee Fund Trust for MSMEs

Credit guarantee coverage for collateral-free loans up to ₹2 crore from member banks and financial institutions for eligible micro and small enterprises.

💰 Coverage up to ₹2 crore  |  No security deposit needed
Apply — ₹3,999
💰

Stand-Up India Scheme

Loans from ₹10 lakh to ₹1 crore for Scheduled Caste (SC), Scheduled Tribe (ST) and women entrepreneurs for setting up greenfield enterprises.

💰 Loan ₹10 lakh to ₹1 crore for SC/ST/Women
Apply — ₹4,999
🏛

PM SVANidhi — Street Vendor Micro-Credit

Working capital loans starting from ₹10,000 for urban street vendors to restart their livelihoods. Progressive loan eligibility on timely repayment.

💰 Loan from ₹10,000 for street vendors
Apply — ₹1,499

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