/* MSME Consultant v3.0 — Main Stylesheet */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px;scroll-behavior:smooth}
body{font-family:'DM Sans',system-ui,sans-serif;color:#2C2C2C;background:#fff;line-height:1.6;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}
ul,ol{list-style:none}
button{cursor:pointer;font-family:inherit}
:root{--nv:#1B2A4D;--or:#E8720C;--gn:#3A8A3A;--bg:#F8F9FC;--muted:#6B7280;--border:#E5E7EB;--shadow:0 4px 20px rgba(0,0,0,.08);--radius:12px;--radius-lg:20px;--font-serif:'Cormorant Garamond',Georgia,serif}
.container{max-width:1180px;margin:0 auto;padding:0 20px}
.section{padding:72px 0}
.section-title{font-family:var(--font-serif);font-size:clamp(28px,4vw,40px);font-weight:700;color:var(--nv);line-height:1.2;margin-bottom:12px}
.section-sub{font-size:16px;color:var(--muted);margin-bottom:48px;max-width:600px}
.section-sub.center,.text-center{text-align:center}
.section-sub.center{margin-left:auto;margin-right:auto}
.reveal{opacity:0;transform:translateY(24px);transition:opacity .5s,transform .5s}
.reveal.visible{opacity:1;transform:none}
.tricolor{height:4px;display:flex}
.tricolor .t1{flex:1;background:var(--or)}
.tricolor .t2{flex:1;background:#fff;border-top:1px solid #eee}
.tricolor .t3{flex:1;background:var(--gn)}
/* Buttons */
.btn-primary{display:inline-flex;align-items:center;gap:8px;background:var(--or);color:#fff;padding:14px 32px;border-radius:8px;font-size:15px;font-weight:500;transition:all .2s;border:none;cursor:pointer;font-family:inherit}
.btn-primary:hover{background:#c9620a;transform:translateY(-1px)}
.btn-ghost{display:inline-flex;align-items:center;gap:8px;background:transparent;color:#fff;padding:13px 28px;border-radius:8px;font-size:15px;border:1.5px solid rgba(255,255,255,.4);transition:all .2s}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-outline{display:inline-flex;align-items:center;gap:8px;background:transparent;color:var(--nv);padding:12px 24px;border-radius:8px;font-size:14px;border:1.5px solid var(--nv);transition:all .2s}
.btn-outline:hover{background:var(--nv);color:#fff}
.btn-white{display:inline-flex;align-items:center;gap:8px;background:#fff;color:var(--nv);padding:14px 32px;border-radius:8px;font-size:15px;font-weight:600;transition:all .2s}
.btn-white:hover{background:var(--bg);transform:translateY(-1px)}
.btn-login{font-size:13px;color:var(--nv);border:1.5px solid var(--border);background:transparent;padding:8px 18px;border-radius:7px;transition:all .2s}
.btn-login:hover{border-color:var(--nv)}
/* Header */
#site-header{position:sticky;top:0;z-index:1000;background:#fff;border-bottom:1px solid var(--border);transition:box-shadow .2s}
#site-header.scrolled{box-shadow:0 2px 20px rgba(0,0,0,.08)}
.header-inner{display:flex;align-items:center;gap:24px;height:68px}
.site-logo{display:flex;align-items:center;gap:10px;flex-shrink:0}
.site-logo img{height:44px;width:auto}
.logo-text{display:flex;flex-direction:column}
.logo-name{font-family:var(--font-serif);font-size:20px;font-weight:700;color:var(--nv);line-height:1}
.logo-name span{color:var(--or)}
.logo-tagline{font-size:10px;color:var(--gn);letter-spacing:.08em;text-transform:uppercase}
.main-nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav-link{font-size:14px;color:var(--nv);padding:8px 14px;border-radius:6px;transition:all .2s;white-space:nowrap}
.nav-link:hover,.nav-link.active{background:var(--bg);color:var(--or)}
.nav-actions{display:flex;align-items:center;gap:10px;margin-left:8px}
.nav-drop{position:relative}
.nav-drop-btn{display:flex;align-items:center;gap:5px;font-size:14px;color:var(--nv);padding:8px 14px;border-radius:6px;transition:all .2s;cursor:pointer;border:none;background:none;font-family:inherit}
.nav-drop-btn:hover{background:var(--bg);color:var(--or)}
.nav-drop-menu{display:none;position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%);background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:0 8px 40px rgba(0,0,0,.12);padding:20px;min-width:680px;z-index:200}
.mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:6px}
.mega-item{display:flex;align-items:flex-start;gap:10px;padding:10px 12px;border-radius:10px;transition:background .15s;color:var(--nv)}
.mega-item:hover{background:var(--bg)}
.mega-icon{font-size:20px;flex-shrink:0;margin-top:2px}
.mega-label{font-size:13.5px;font-weight:500}
.mega-sub{font-size:11.5px;color:var(--muted);margin-top:2px}
#hamburger{display:none;flex-direction:column;gap:5px;padding:8px;background:none;border:none;cursor:pointer}
#hamburger span{display:block;width:22px;height:2px;background:var(--nv);border-radius:2px;transition:all .3s}
#hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
#hamburger.open span:nth-child(2){opacity:0}
#hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
#mobile-nav{display:none;position:fixed;inset:68px 0 0;background:#fff;overflow-y:auto;z-index:999;padding:16px 0;border-top:1px solid var(--border)}
#mobile-nav.open{display:block}
.mnav-link{display:block;padding:13px 24px;font-size:15px;color:var(--nv);border-bottom:1px solid var(--bg)}
.mnav-link:hover{color:var(--or);background:var(--bg)}
/* Hero */
.hero{background:var(--nv);padding:64px 0 52px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:0;right:0;width:50%;height:100%;background:repeating-linear-gradient(45deg,transparent,transparent 40px,rgba(255,255,255,.015) 40px,rgba(255,255,255,.015) 80px);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1fr 400px;gap:48px;align-items:center}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(232,114,12,.15);color:var(--or);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;padding:6px 14px;border-radius:999px;border:1px solid rgba(232,114,12,.3);margin-bottom:20px}
.hero-title{font-family:var(--font-serif);font-size:clamp(32px,4.5vw,52px);font-weight:700;color:#fff;line-height:1.1;margin-bottom:20px}
.hero-title .accent-or{color:var(--or)}
.hero-title .accent-gn{color:#6FCF6F}
.hero-desc{font-size:16px;color:rgba(255,255,255,.72);line-height:1.7;margin-bottom:32px;max-width:480px}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:36px}
.hero-stats{display:flex;gap:28px;flex-wrap:wrap}
.hero-stat .num{font-family:var(--font-serif);font-size:28px;font-weight:700;color:#fff}
.hero-stat .lbl{font-size:12px;color:rgba(255,255,255,.5);margin-top:1px}
.hero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius-lg);padding:24px;backdrop-filter:blur(10px)}
.hero-logo-wrap{background:#fff;border-radius:12px;padding:20px;display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.hero-logo-wrap img{height:64px;width:auto}
.hero-card-label{font-size:10px;letter-spacing:.1em;color:var(--or);font-weight:600;text-transform:uppercase;margin-bottom:12px}
.hero-svc-item{display:flex;align-items:center;gap:10px;padding:10px 14px;background:rgba(255,255,255,.05);border-radius:8px;margin-bottom:6px;color:#fff;font-size:13.5px;transition:background .2s;cursor:pointer;text-decoration:none}
.hero-svc-item:hover{background:rgba(255,255,255,.1)}
.hero-svc-item .fee{margin-left:auto;font-size:12px;color:rgba(255,255,255,.5)}
.hero-card-btn{display:block;width:100%;background:var(--or);color:#fff;text-align:center;padding:13px;border-radius:8px;font-size:14px;font-weight:500;margin-top:14px;transition:all .2s}
.hero-card-btn:hover{background:#c9620a}
.hero-card-note{text-align:center;font-size:11.5px;color:rgba(255,255,255,.4);margin-top:8px}
/* Trust Bar */
.trust-bar{background:var(--bg);padding:18px 0;border-bottom:1px solid var(--border)}
.trust-items{display:flex;align-items:center;justify-content:center;gap:32px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--nv);font-weight:500}
.trust-item .dot{width:6px;height:6px;border-radius:50%;background:var(--or);flex-shrink:0}
/* Services Grid */
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.svc-card{border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:all .25s;background:#fff;position:relative;overflow:hidden}
.svc-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:transparent;transition:background .25s}
.svc-card:hover{border-color:var(--or);box-shadow:var(--shadow);transform:translateY(-2px)}
.svc-card:hover::before{background:var(--or)}
.svc-card-icon{font-size:32px;margin-bottom:14px}
.svc-card-cat{font-size:10.5px;letter-spacing:.1em;color:var(--or);text-transform:uppercase;font-weight:600;margin-bottom:6px}
.svc-card-title{font-family:var(--font-serif);font-size:19px;font-weight:700;color:var(--nv);margin-bottom:6px}
.svc-card-desc{font-size:13px;color:var(--muted);margin-bottom:14px;line-height:1.55}
.svc-card-meta{display:flex;align-items:center;justify-content:space-between}
.svc-card-price{font-size:14px;color:var(--or);font-weight:600}
.svc-card-count{font-size:12px;color:var(--muted)}
.svc-card-link{display:inline-flex;align-items:center;gap:5px;font-size:13px;color:var(--or);font-weight:500;margin-top:12px;transition:gap .2s}
.svc-card-link:hover{gap:8px}
/* How It Works */
.steps-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:8px;position:relative;margin-top:48px}
.steps-grid::before{content:'';position:absolute;top:36px;left:10%;right:10%;height:2px;background:repeating-linear-gradient(90deg,var(--or) 0,var(--or) 8px,transparent 8px,transparent 20px)}
.step-col{text-align:center;padding:0 8px;position:relative}
.step-circle{width:72px;height:72px;border-radius:50%;background:var(--nv);display:flex;align-items:center;justify-content:center;font-size:24px;margin:0 auto 16px;position:relative;z-index:1;border:3px solid #fff;box-shadow:0 0 0 3px var(--or)}
.step-num{position:absolute;top:-6px;right:-6px;width:22px;height:22px;background:var(--or);border-radius:50%;font-size:11px;color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.step-title{font-weight:600;color:var(--nv);font-size:14px;margin-bottom:6px}
.step-desc{font-size:12.5px;color:var(--muted);line-height:1.5}
/* Why Us */
.whyus-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
.whyus-points{display:flex;flex-direction:column;gap:16px}
.whyus-item{display:flex;align-items:flex-start;gap:16px;padding:18px;border-radius:var(--radius);border:1px solid var(--border)}
.whyus-icon{font-size:24px;flex-shrink:0;width:44px;height:44px;border-radius:10px;display:flex;align-items:center;justify-content:center}
.whyus-title{font-weight:600;color:var(--nv);font-size:15px;margin-bottom:3px}
.whyus-desc{font-size:13px;color:var(--muted);line-height:1.5}
.compare-table{border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--border)}
.compare-table table{width:100%;border-collapse:collapse;font-size:13.5px}
.compare-table th{background:var(--nv);color:#fff;padding:12px 16px;text-align:center;font-weight:500;font-size:12px}
.compare-table th:first-child{text-align:left}
.compare-table td{padding:11px 16px;border-bottom:1px solid var(--border);text-align:center}
.compare-table td:first-child{text-align:left;color:var(--nv);font-weight:500}
.compare-table tr:last-child td{border:none}
.compare-table tr:hover td{background:var(--bg)}
.check-g{color:var(--gn);font-weight:700;font-size:16px}
.check-r{color:#E53E3E;font-size:16px}
.check-o{color:var(--or)}
/* Vendor Cards */
.vendors-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px}
.vendor-card{border:1px solid var(--border);border-radius:var(--radius);padding:20px;background:#fff;transition:box-shadow .2s}
.vendor-card:hover{box-shadow:var(--shadow)}
.vendor-top{display:flex;gap:13px;align-items:flex-start;margin-bottom:13px}
.vendor-avatar{width:46px;height:46px;border-radius:12px;background:var(--nv);display:flex;align-items:center;justify-content:center;color:#fff;font-family:var(--font-serif);font-size:18px;font-weight:700;flex-shrink:0}
.vendor-name{font-family:var(--font-serif);font-size:15px;font-weight:600;color:var(--nv);margin-bottom:2px}
.vendor-firm{font-size:11px;color:var(--muted);margin-bottom:4px}
.vendor-badges{display:flex;gap:5px;flex-wrap:wrap}
.badge{font-size:10px;padding:2px 8px;border-radius:20px;font-weight:500}
.badge-or{background:#FFF3E8;color:var(--or)}
.badge-gn{background:#E8F5E9;color:var(--gn)}
.badge-nv{background:#EEF1F8;color:var(--nv)}
.vendor-stars{color:var(--or);font-size:13px}
.vendor-rating{display:flex;align-items:center;gap:6px;margin-bottom:12px}
.vendor-rating-num{font-family:var(--font-serif);font-size:14px;font-weight:600;color:var(--nv)}
.vendor-rating-cnt{font-size:11px;color:var(--muted)}
.vendor-tags{display:flex;flex-wrap:wrap;gap:5px;margin-bottom:13px}
.vendor-tag{font-size:11.5px;padding:3px 9px;background:var(--bg);border-radius:20px;color:var(--nv)}
.vendor-footer{display:flex;justify-content:space-between;align-items:center;padding-top:12px;border-top:1px solid var(--border)}
.vendor-loc{font-size:12px;color:var(--gn);font-weight:500}
.vendor-link{font-size:12px;color:var(--or);font-weight:500}
/* Schemes */
.schemes-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:48px}
.scheme-card{border-radius:var(--radius);padding:20px;border:1px solid var(--border);background:#fff;text-align:center;transition:all .2s}
.scheme-card:hover{border-color:var(--or);box-shadow:var(--shadow);transform:translateY(-2px)}
.scheme-icon{font-size:36px;margin-bottom:12px}
.scheme-title{font-family:var(--font-serif);font-size:17px;font-weight:700;color:var(--nv);margin-bottom:6px}
.scheme-desc{font-size:12.5px;color:var(--muted);margin-bottom:12px;line-height:1.5}
.scheme-fee{font-size:13px;color:var(--or);font-weight:600;margin-bottom:12px}
.scheme-link{font-size:13px;color:var(--or);font-weight:500}
/* Testimonials */
.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px}
.testi-card{border:1px solid var(--border);border-radius:var(--radius);padding:24px;background:#fff}
.testi-stars{color:var(--or);font-size:15px;margin-bottom:14px}
.testi-text{font-size:14px;color:#444;line-height:1.65;margin-bottom:16px;font-style:italic}
.testi-author{display:flex;align-items:center;gap:12px;padding-top:14px;border-top:1px solid var(--border)}
.testi-avatar{width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-family:var(--font-serif);font-size:15px;font-weight:700;flex-shrink:0}
.testi-name{font-weight:600;color:var(--nv);font-size:14px}
.testi-role{font-size:12px;color:var(--muted)}
/* CTA */
.cta-section{background:linear-gradient(135deg,var(--nv),#0D1B38);padding:72px 0;text-align:center;position:relative;overflow:hidden}
.cta-section::before{content:'';position:absolute;inset:0;background:repeating-linear-gradient(45deg,transparent,transparent 60px,rgba(232,114,12,.04) 60px,rgba(232,114,12,.04) 120px)}
.cta-section h2{font-family:var(--font-serif);font-size:clamp(28px,4vw,42px);color:#fff;margin-bottom:14px;position:relative}
.cta-section p{color:rgba(255,255,255,.65);font-size:16px;margin-bottom:32px;position:relative}
.cta-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;position:relative}
/* Blog */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px}
.blog-card{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;background:#fff;transition:box-shadow .2s}
.blog-card:hover{box-shadow:var(--shadow)}
.blog-thumb{height:180px;background:var(--bg);display:flex;align-items:center;justify-content:center;font-size:48px}
.blog-body{padding:20px}
.blog-cat{font-size:11px;color:var(--or);font-weight:600;text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px}
.blog-title{font-family:var(--font-serif);font-size:18px;font-weight:700;color:var(--nv);margin-bottom:8px;line-height:1.3}
.blog-excerpt{font-size:13px;color:var(--muted);line-height:1.55;margin-bottom:14px}
.blog-link{font-size:13px;color:var(--or);font-weight:500}
/* Footer */
footer{background:var(--nv);color:rgba(255,255,255,.7);padding-top:64px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px;padding-bottom:48px}
.footer-logo{display:flex;align-items:center;gap:10px;margin-bottom:14px}
.footer-logo img{height:40px;filter:brightness(0) invert(1);opacity:.9}
.footer-logo-text{font-family:var(--font-serif);font-size:18px;font-weight:700;color:#fff}
.footer-logo-text span{color:var(--or)}
.footer-desc{font-size:13px;line-height:1.65;margin-bottom:18px}
.footer-contact{display:flex;flex-direction:column;gap:8px}
.footer-contact a{font-size:13px;color:rgba(255,255,255,.6);transition:color .2s;display:flex;align-items:center;gap:8px}
.footer-contact a:hover{color:#fff}
.footer-col h4{font-size:13px;font-weight:700;color:#fff;text-transform:uppercase;letter-spacing:.08em;margin-bottom:16px}
.footer-col ul{display:flex;flex-direction:column;gap:9px}
.footer-col ul li a{font-size:13px;color:rgba(255,255,255,.55);transition:color .2s}
.footer-col ul li a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:18px 0;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:12.5px}
.footer-bottom-links{display:flex;gap:20px}
.footer-bottom-links a{color:rgba(255,255,255,.45);transition:color .2s}
.footer-bottom-links a:hover{color:#fff}
/* Page Hero */
.page-hero{background:var(--nv);padding:48px 0 40px;position:relative;overflow:hidden}
.page-hero::after{content:'';position:absolute;top:0;right:0;width:40%;height:100%;opacity:.03;background:repeating-linear-gradient(45deg,#fff,#fff 1px,transparent 1px,transparent 40px);pointer-events:none}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:13px;color:rgba(255,255,255,.45);margin-bottom:18px;flex-wrap:wrap}
.breadcrumb a{color:rgba(255,255,255,.45);transition:color .2s}
.breadcrumb a:hover{color:#fff}
.breadcrumb .sep{color:rgba(255,255,255,.25)}
.breadcrumb span:last-child{color:rgba(255,255,255,.75)}
.page-cat-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(232,114,12,.2);color:var(--or);font-size:11px;padding:5px 12px;border-radius:999px;border:1px solid rgba(232,114,12,.3);margin-bottom:14px;text-transform:uppercase;letter-spacing:.08em;font-weight:600}
.page-hero h1{font-family:var(--font-serif);font-size:clamp(28px,4vw,44px);font-weight:700;color:#fff;margin-bottom:10px;line-height:1.15}
.page-hero-sub{font-size:16px;color:rgba(255,255,255,.6);max-width:600px}
/* Service Detail Layout */
.service-layout{display:grid;grid-template-columns:1fr 360px;gap:40px;align-items:start;padding:48px 0}
.service-meta-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:32px}
.meta-card{background:var(--bg);border-radius:var(--radius);padding:16px}
.meta-label{font-size:10.5px;letter-spacing:.08em;color:var(--muted);text-transform:uppercase;font-weight:600;margin-bottom:6px}
.meta-value{font-size:15px;font-weight:600;color:var(--nv)}
.docs-section h3,.hiw-section h3,.faq-section h3{font-family:var(--font-serif);font-size:20px;font-weight:700;color:var(--nv);margin-bottom:16px;padding-bottom:10px;border-bottom:2px solid var(--border);display:flex;align-items:center;gap:8px}
.docs-list{display:flex;flex-direction:column;gap:8px;margin-bottom:32px}
.doc-item{display:flex;align-items:center;gap:10px;padding:10px 14px;background:var(--bg);border-radius:8px;font-size:14px;color:var(--nv)}
.doc-check{color:var(--gn);font-weight:700;flex-shrink:0}
.doc-opt{font-size:10px;padding:2px 7px;background:#FFF3E8;color:var(--or);border-radius:20px;margin-left:auto}
.hiw-steps{display:flex;flex-direction:column;gap:12px;margin-bottom:32px}
.hiw-step{display:flex;align-items:flex-start;gap:14px;padding:15px;background:var(--bg);border-radius:var(--radius)}
.hiw-num{width:30px;height:30px;border-radius:50%;background:var(--nv);color:#fff;font-size:13px;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.hiw-title{font-weight:600;color:var(--nv);margin-bottom:2px;font-size:14px}
.hiw-desc{font-size:13px;color:var(--muted);line-height:1.5}
.faq-list{display:flex;flex-direction:column;gap:8px}
.faq-item{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}
.faq-q{display:flex;justify-content:space-between;align-items:center;padding:15px 18px;font-size:14px;font-weight:600;color:var(--nv);cursor:pointer;transition:background .15s;list-style:none}
.faq-q:hover{background:var(--bg)}
.faq-icon{font-size:18px;color:var(--or);transition:transform .2s;flex-shrink:0}
.faq-item.open .faq-q{background:var(--bg)}
.faq-item.open .faq-icon{transform:rotate(45deg)}
.faq-a{display:none;padding:0 18px 15px;font-size:13.5px;color:#555;line-height:1.65}
.faq-item.open .faq-a{display:block}
/* Pricing Sidebar */
.pricing-sidebar{position:sticky;top:88px}
.pricing-box{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow)}
.pricing-box-title{font-size:10.5px;letter-spacing:.1em;color:var(--or);font-weight:700;text-transform:uppercase;margin-bottom:20px;display:flex;align-items:center;gap:6px}
.price-total-wrap{text-align:center;padding:8px 0 16px;border-bottom:1px solid var(--border);margin-bottom:16px}
.price-total-amount{font-family:var(--font-serif);font-size:52px;font-weight:700;color:var(--nv);line-height:1;display:block}
.price-gst-badge{display:inline-block;background:#E8F5E9;color:var(--gn);font-size:11px;font-weight:600;padding:4px 12px;border-radius:20px;margin-top:8px;letter-spacing:.03em}
.price-breakup-btn{display:block;text-align:center;font-size:13px;color:var(--or);cursor:pointer;margin-top:10px;background:none;border:none;padding:0;text-decoration:underline;font-family:inherit;width:100%}
.price-breakup-btn:hover{color:var(--nv)}
/* Popup */
.msme-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.55);z-index:99999;align-items:center;justify-content:center}
.msme-overlay.open{display:flex}
.msme-popup{background:#fff;border-radius:18px;padding:32px 28px 24px;max-width:440px;width:92%;box-shadow:0 24px 70px rgba(0,0,0,.2);position:relative;animation:popIn .22s ease}
@keyframes popIn{from{transform:scale(.94);opacity:0}to{transform:scale(1);opacity:1}}
.popup-close{position:absolute;top:14px;right:18px;background:none;border:none;font-size:24px;cursor:pointer;color:#aaa;line-height:1;padding:0}
.popup-close:hover{color:#333}
.popup-title{font-family:var(--font-serif);font-size:22px;font-weight:700;color:var(--nv);margin:0 0 18px;padding-bottom:14px;border-bottom:2px solid var(--border)}
.popup-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;font-size:14px;border-bottom:1px solid #F5F6FA}
.popup-row:last-of-type{border:none}
.popup-row .lbl{color:#555}
.popup-row .amt{font-weight:600;color:var(--nv)}
.popup-row.govt .amt{color:var(--gn)}
.popup-total-row{display:flex;justify-content:space-between;align-items:center;padding:14px 0 0;margin-top:8px;border-top:2.5px solid var(--nv);font-size:18px;font-weight:700;color:var(--nv)}
.popup-note{font-size:11.5px;color:#888;margin-top:14px;line-height:1.55;border-top:1px solid var(--border);padding-top:12px}
/* GSTIN */
.gstin-wrap{margin:16px 0;padding:14px 16px;background:var(--bg);border-radius:10px;border:1.5px solid var(--border)}
.gstin-label{display:flex;align-items:center;gap:9px;font-size:13.5px;color:var(--nv);cursor:pointer;font-weight:500}
.gstin-label input[type=checkbox]{width:16px;height:16px;accent-color:var(--or);cursor:pointer;flex-shrink:0}
.gstin-field{display:none;margin-top:12px}
.gstin-field input[type=text]{width:100%;padding:10px 12px;border:1.5px solid var(--border);border-radius:8px;font-size:13px;letter-spacing:1.5px;text-transform:uppercase;box-sizing:border-box;outline:none;transition:border-color .2s;font-family:inherit}
.gstin-field input[type=text]:focus{border-color:var(--or)}
.gstin-hint{font-size:11px;color:var(--muted);margin-top:5px}
.pricing-cta-btns{display:flex;flex-direction:column;gap:10px;margin:16px 0}
.btn-pay{display:block;width:100%;background:var(--or);color:#fff;text-align:center;padding:15px;border-radius:8px;font-size:15px;font-weight:600;transition:all .2s;border:none;cursor:pointer;font-family:inherit}
.btn-pay:hover{background:#c9620a}
.btn-callback{display:block;width:100%;background:transparent;color:var(--nv);text-align:center;padding:13px;border-radius:8px;font-size:14px;font-weight:500;border:1.5px solid var(--border);transition:all .2s}
.btn-callback:hover{border-color:var(--nv)}
.trust-badges{display:flex;flex-direction:column;gap:7px;margin-top:14px;padding-top:14px;border-top:1px solid var(--border)}
.trust-badge{display:flex;align-items:center;gap:8px;font-size:12.5px;color:#555}
.trust-badge .tb-chk{color:var(--gn);font-weight:700;flex-shrink:0}
/* Combo Packages */
.combos-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px}
.combo-card{border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;background:#fff;transition:all .25s;position:relative;overflow:hidden}
.combo-card:hover{border-color:var(--or);box-shadow:0 8px 40px rgba(232,114,12,.12);transform:translateY(-3px)}
.combo-card.popular{border-color:var(--or)}
.combo-card.popular::before{content:'Most Popular';position:absolute;top:18px;right:-30px;background:var(--or);color:#fff;font-size:10.5px;font-weight:700;padding:4px 40px;transform:rotate(45deg);letter-spacing:.05em;white-space:nowrap}
.combo-emoji{font-size:38px;margin-bottom:14px}
.combo-title{font-family:var(--font-serif);font-size:21px;font-weight:700;color:var(--nv);margin-bottom:4px}
.combo-subtitle{font-size:12.5px;color:var(--muted);margin-bottom:16px;line-height:1.5}
.combo-svcs{display:flex;flex-direction:column;gap:7px;margin-bottom:18px}
.combo-svc{display:flex;align-items:flex-start;gap:8px;font-size:13px;color:#444;line-height:1.45}
.combo-svc::before{content:'✓';color:var(--gn);font-weight:700;flex-shrink:0;margin-top:1px}
.combo-price-wrap{border-top:1px solid var(--border);padding-top:16px;margin-bottom:16px}
.combo-price{font-family:var(--font-serif);font-size:34px;font-weight:700;color:var(--nv)}
.combo-savings{font-size:12px;color:var(--gn);font-weight:600;margin-top:3px;display:flex;align-items:center;gap:4px}
.combo-addons{margin-bottom:18px}
.combo-addons-title{font-size:11px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;margin-bottom:10px}
.combo-addon{display:flex;align-items:center;justify-content:space-between;font-size:12.5px;color:#555;padding:6px 0;border-bottom:1px dashed var(--border)}
.combo-addon:last-child{border:none}
.combo-addon-price{color:var(--or);font-weight:600;white-space:nowrap}
.combo-website-badge{font-size:12px;background:#E8F5E9;color:var(--gn);padding:8px 12px;border-radius:8px;margin-bottom:16px;display:flex;align-items:flex-start;gap:8px;line-height:1.5}
.combo-cta{display:block;width:100%;text-align:center;background:var(--nv);color:#fff;padding:13px;border-radius:8px;font-size:14px;font-weight:500;transition:all .2s;border:none;cursor:pointer;font-family:inherit}
.combo-cta:hover{background:var(--or)}
/* Misc Inner Pages */
.inner-section{padding:56px 0}
.inner-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.inner-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.faq-category{margin-bottom:48px}
.faq-cat-title{font-family:var(--font-serif);font-size:22px;font-weight:700;color:var(--nv);margin-bottom:18px;padding-bottom:12px;border-bottom:2px solid var(--border);display:flex;align-items:center;gap:10px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.contact-info-items{display:flex;flex-direction:column;gap:16px;margin-bottom:28px}
.cinfo{display:flex;align-items:flex-start;gap:14px;padding:16px;background:var(--bg);border-radius:var(--radius)}
.cinfo-icon{font-size:22px;flex-shrink:0}
.cinfo-label{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-weight:600;margin-bottom:3px}
.cinfo-val{font-size:14px;color:var(--nv);font-weight:500}
.contact-form-box{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px}
.form-group{margin-bottom:16px}
.form-group label{display:block;font-size:13px;font-weight:600;color:var(--nv);margin-bottom:6px}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:11px 14px;border:1.5px solid var(--border);border-radius:8px;font-size:14px;font-family:inherit;outline:none;transition:border-color .2s;background:#fff;color:var(--nv);box-sizing:border-box}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--or)}
.form-group textarea{resize:vertical;min-height:100px}
.btn-submit{width:100%;background:var(--or);color:#fff;border:none;padding:14px;border-radius:8px;font-size:15px;font-weight:600;cursor:pointer;transition:all .2s;font-family:inherit}
.btn-submit:hover{background:#c9620a}
.form-msg{margin-top:12px;font-size:14px;padding:10px 14px;border-radius:8px;display:none}
.form-msg.success{display:block;background:#E8F5E9;color:var(--gn)}
.form-msg.error{display:block;background:#FEE2E2;color:#C53030}
.vendor-apply-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.vendor-benefit{display:flex;align-items:flex-start;gap:12px;padding:14px;background:var(--bg);border-radius:var(--radius);margin-bottom:12px}
.stats-bar{background:var(--nv);padding:40px 0;margin:40px 0}
.stats-bar-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stat-num{font-family:var(--font-serif);font-size:36px;font-weight:700;color:#fff}
.stat-lbl{font-size:13px;color:rgba(255,255,255,.55);margin-top:4px}
.legal-content{max-width:780px;margin:0 auto;padding:48px 0}
.legal-content h2{font-family:var(--font-serif);font-size:22px;font-weight:700;color:var(--nv);margin:28px 0 10px}
.legal-content h3{font-size:16px;font-weight:600;color:var(--nv);margin:20px 0 8px}
.legal-content p,.legal-content li{font-size:14px;color:#444;line-height:1.7;margin-bottom:10px}
.legal-content ul{margin:8px 0 16px 20px}
.legal-content ul li{list-style:disc}
/* Utility */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
.pill-tag{display:inline-block;font-size:11px;padding:3px 10px;border-radius:20px;font-weight:500;background:var(--bg);color:var(--nv)}
.pill-tag.or{background:#FFF3E8;color:var(--or)}
.pill-tag.gn{background:#E8F5E9;color:var(--gn)}
.mt-8{margin-top:8px}.mt-16{margin-top:16px}.mt-24{margin-top:24px}.mt-32{margin-top:32px}.mt-48{margin-top:48px}
/* Responsive */
@media(max-width:1024px){.hero-grid{grid-template-columns:1fr}.hero-card{display:none}.services-grid{grid-template-columns:repeat(2,1fr)}.steps-grid{grid-template-columns:repeat(3,1fr)}.steps-grid::before{display:none}.whyus-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.combos-grid{grid-template-columns:repeat(2,1fr)}.schemes-grid{grid-template-columns:repeat(2,1fr)}.vendors-grid{grid-template-columns:1fr 1fr}.testimonials-grid{grid-template-columns:1fr 1fr}}
@media(max-width:768px){.main-nav,.nav-actions{display:none}#hamburger{display:flex}.section{padding:48px 0}.services-grid{grid-template-columns:1fr}.steps-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr}.contact-grid,.inner-grid-2,.vendor-apply-grid{grid-template-columns:1fr}.combos-grid{grid-template-columns:1fr}.service-layout{grid-template-columns:1fr}.pricing-sidebar{position:static}.blog-grid,.testimonials-grid{grid-template-columns:1fr}.schemes-grid{grid-template-columns:1fr 1fr}.vendors-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column;text-align:center}.hero-btns{flex-direction:column}.trust-items{gap:16px}.mega-grid{grid-template-columns:1fr 1fr}.stats-bar-grid{grid-template-columns:1fr 1fr}.inner-grid-3{grid-template-columns:1fr}.service-meta-grid{grid-template-columns:1fr}}
@media(max-width:480px){.steps-grid,.schemes-grid,.mega-grid{grid-template-columns:1fr}}

/* ════ AUDIT ADDITIONS — Trust + Concierge ════ */
/* Govt strip */
.govt-strip{background:var(--bg);padding:14px 0;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.govt-strip .container{display:flex;align-items:center;gap:16px;flex-wrap:wrap;justify-content:center}
.govt-strip-label{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-weight:600;white-space:nowrap}
.govt-chips{display:flex;gap:8px;flex-wrap:wrap}
.govt-chip{font-size:12px;font-weight:700;color:var(--nv);background:#fff;border:1px solid var(--border);padding:4px 12px;border-radius:20px;letter-spacing:.02em}

/* Floating WhatsApp widget */
.wa-float{position:fixed;bottom:28px;right:28px;z-index:998;display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--border);border-radius:999px;padding:10px 18px 10px 14px;box-shadow:0 4px 20px rgba(0,0,0,.12);transition:all .2s;text-decoration:none;color:var(--nv)}
.wa-float:hover{box-shadow:0 6px 28px rgba(0,0,0,.18);transform:translateY(-2px)}
.wa-float .wa-icon{width:32px;height:32px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;color:#fff;font-size:16px;flex-shrink:0}
.wa-float .wa-text{font-size:13px;font-weight:500}
.wa-float .wa-sub{font-size:11px;color:var(--muted);display:block}

/* CTA security note */
.cta-security-note{font-size:11.5px;color:var(--muted);margin-top:8px;text-align:center}

/* Expert mock card in CTA block */
.expert-cta-block{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;margin-top:40px}
.expert-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap}
.expert-cta-left{display:flex;flex-direction:column;gap:12px}
.expert-mock-card{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:14px}
.expert-avatar-wrap{position:relative;flex-shrink:0}
.expert-avatar{width:46px;height:46px;border-radius:50%;background:var(--nv);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--font-serif);font-size:17px;font-weight:700;border:2.5px solid var(--gn)}
.expert-verified-badge{position:absolute;bottom:-4px;right:-4px;background:var(--gn);color:#fff;font-size:9px;font-weight:700;padding:2px 5px;border-radius:8px;border:1.5px solid #fff}
.expert-name{font-weight:600;color:var(--nv);font-size:14px}
.expert-meta{font-size:12px;color:var(--muted);margin-top:2px}
.expert-tags{display:flex;gap:4px;flex-wrap:wrap;margin-top:6px}
.expert-tag{font-size:10.5px;padding:2px 8px;background:var(--bg);border-radius:20px;color:var(--nv)}
.expert-assign-note{font-size:12.5px;color:var(--muted);line-height:1.55;max-width:320px}
.expert-cta-right{display:flex;flex-direction:column;gap:10px;min-width:220px}

/* ti-icon in trust bar */
.ti-icon{color:var(--or);font-weight:700}
.ti-sep{color:var(--border);margin:0 4px}

/* Callback btn */
.btn-callback{display:block;text-align:center;font-size:13.5px;color:var(--nv);border:1.5px solid var(--border);padding:11px;border-radius:8px;transition:all .2s}
.btn-callback:hover{border-color:var(--nv)}

@media(max-width:768px){
  .expert-cta-inner{flex-direction:column}
  .expert-cta-right{width:100%}
  .wa-float{bottom:16px;right:16px;padding:8px 14px 8px 10px}
}

/* ════════════════════════════════════════════════════════
   TRUST + CONCIERGE LAYER — From Claude Design System v2
   Translated to theme CSS variables
   Components: TrustBar · ExpertCard · TalkWidget · WhyFlow
               HowStep-hero · RefundBadge · SecurityMicro
               CallbackPromise · ConciergeNudge · TestiV2
════════════════════════════════════════════════════════ */
/* ============ Trust Bar component styles ============ */
.trust-bar { background: var(--bg); border-top: 1px solid #EEEDE8; border-bottom: 1px solid #EEEDE8; padding: 24px 0;}
.trust-bar.dark { background: var(--nv); border-color: #0F2557;}
.trust-bar-row { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px;}
.trust-bar-item { display: flex; gap: 12px; align-items: flex-start;}
.trust-bar-item .ic { width: 36px; height: 36px; border-radius: 10px; background: #E8F5E9; color: var(--gn); display: grid; place-items: center; flex-shrink: 0;}
.trust-bar-item .ic svg { width: 18px; height: 18px; stroke-width: 2;}
.trust-bar.dark .trust-bar-item .ic { background: rgba(58,138,58,0.18); color: #6EC56E;}
.trust-bar-item .t { font-size: 13px; font-weight: 700; color: var(--nv); line-height: 1.25;}
.trust-bar-item .s { font-size: 11px; color: var(--muted); margin-top: 2px;}
.trust-bar.dark .trust-bar-item .t { color: #fff;}
.trust-bar.dark .trust-bar-item .s { color: rgba(255,255,255,0.6);}

/* ============ Expert Profile Card ============ */
.expert-card { background: #fff; border-radius: 18px; padding: 18px; border: 1px solid var(--border); position: relative; transition: all 220ms cubic-bezier(0.22,1,0.36,1);}
.expert-card.lg { padding: 22px; border-radius: 22px; box-shadow: 0 4px 12px rgba(27,42,77,.08);}
.expert-card.blurred { overflow: hidden;}
.expert-card-assigned { display: inline-flex; align-items: center; gap: 5px; padding: 4px 10px; background: var(--or); color: #fff; font-size: 10px; font-weight: 800; letter-spacing: 0.08em; text-transform: uppercase; border-radius: 999px; margin-bottom: 14px;}
.expert-card-row { display: flex; gap: 14px; align-items: flex-start;}
.expert-avatar { position: relative; flex-shrink: 0;}
.expert-avatar .av { width: 56px; height: 56px; border-radius: 999px; background: var(--nv); color: #fff; display: grid; place-items: center; font-family: 'DM Sans',system-ui,sans-serif; font-size: 20px; font-weight: 800; letter-spacing: -0.02em; box-shadow: 0 0 0 3px var(--gn);}
.expert-card.lg .expert-avatar .av { width: 64px; height: 64px; font-size: 22px;}
.expert-avatar .verified { position: absolute; bottom: -2px; right: -2px; width: 20px; height: 20px; border-radius: 999px; background: var(--gn); color: #fff; display: grid; place-items: center; border: 2px solid #fff;}
.expert-avatar .verified svg { stroke-width: 3;}
.expert-name { font-family: 'DM Sans',system-ui,sans-serif; font-size: 17px; font-weight: 700; color: var(--nv); letter-spacing: -0.01em; line-height: 1.2;}
.expert-card.lg .expert-name { font-size: 19px;}
.expert-name span { color: var(--or); font-weight: 700;}
.expert-meta { display: flex; gap: 4px; flex-wrap: wrap; align-items: center; margin-top: 6px; font-size: 12px; color: var(--muted); font-weight: 500;}
.expert-meta svg { display: inline-block; vertical-align: middle; margin-right: 3px;}
.expert-meta .dot { color: #C6C3B7;}
.expert-meta .rating { color: var(--or); font-weight: 700;}
.expert-tags { margin-top: 14px; padding-top: 14px; border-top: 1px dashed var(--border);}
.expert-tags-lbl { font-size: 10px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); margin-bottom: 6px;}
.expert-tag-row { display: flex; gap: 6px; flex-wrap: wrap;}
.expert-tag { display: inline-flex; padding: 3px 10px; background: var(--bg); color: var(--nv); font-size: 11px; font-weight: 700; border-radius: 999px;}
.expert-pincode { margin-top: 12px; padding: 10px 12px; background: #FFF4EC; border-radius: 10px; font-size: 12px; color: #A83A08; display: flex; align-items: center; gap: 6px; font-weight: 600;}
.expert-pincode b { font-family: 'JetBrains Mono',monospace; color: var(--or); font-weight: 700; letter-spacing: 0.5px;}
.expert-card.blurred .expert-card-row,
.expert-card.blurred .expert-tags,
.expert-card.blurred .expert-pincode { filter: blur(4px); opacity: 0.55; pointer-events: none;}
.expert-blur-cover { position: absolute; inset: 0; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 10px; background: rgba(248,249,252,0.6); backdrop-filter: blur(2px); border-radius: 18px;}
.expert-blur-cover svg { color: var(--or);}
.expert-blur-cover span { font-size: 13px; font-weight: 700; color: var(--nv);}

/* ============ Talk widget (floating) ============ */
.talk-widget { position: fixed; right: 18px; bottom: 92px; z-index: 80; display: flex; flex-direction: column; align-items: flex-end; gap: 12px;}
.talk-fab { display: flex; align-items: center; gap: 10px; padding: 12px 18px; border-radius: 999px; border: 0; cursor: pointer; background: #25D366; color: #fff; font-family: 'DM Sans',system-ui,sans-serif; font-size: 14px; font-weight: 700; box-shadow: 0 12px 28px rgba(37,211,102,0.32); transition: all 200ms cubic-bezier(0.22,1,0.36,1);}
.talk-fab:hover { background: #1FB854; transform: translateY(-1px);}
.talk-fab svg { stroke-width: 2.2;}
.talk-panel { background: #fff; border-radius: 20px; box-shadow: 0 24px 56px rgba(27,42,77,0.22); width: 320px; overflow: hidden; border: 1px solid #EEEDE8; animation: slideUp 240ms cubic-bezier(0.22,1,0.36,1);}
.talk-panel-hd { display: flex; justify-content: space-between; padding: 18px 18px 14px; align-items: flex-start;}
.talk-panel-t { font-family: 'DM Sans',system-ui,sans-serif; font-size: 16px; font-weight: 800; color: var(--nv); letter-spacing: -0.01em;}
.talk-panel-s { font-size: 11px; color: var(--muted); margin-top: 2px;}
.talk-panel .x { width: 28px; height: 28px; border-radius: 999px; background: var(--bg); border: 0; cursor: pointer; display: grid; place-items: center; color: var(--muted);}
.talk-panel-body { display: flex; flex-direction: column; gap: 0; padding: 0 18px;}
.talk-row { display: flex; align-items: center; gap: 12px; padding: 12px 0; border-top: 1px solid #EEEDE8; cursor: pointer; transition: background 140ms;}
.talk-row:first-child { border-top: 0;}
.talk-row:hover { padding-left: 4px;}
.talk-row .ic { width: 36px; height: 36px; border-radius: 10px; display: grid; place-items: center; flex-shrink: 0;}
.talk-row.whatsapp .ic { background: #25D366; color: #fff;}
.talk-row.call .ic { background: #FFF4EC; color: var(--or);}
.talk-row .t { font-size: 13px; font-weight: 700; color: var(--nv);}
.talk-row .s { font-size: 11px; color: var(--muted); margin-top: 1px;}
.talk-row svg:last-child { color: var(--muted); flex-shrink: 0;}
.talk-panel-foot { padding: 12px 18px; background: var(--bg); font-size: 11px; color: var(--muted); display: flex; align-items: center; gap: 6px; font-weight: 600;}
.talk-panel-foot svg { color: var(--gn);}

/* ============ Why-us comparison flow ============ */
.why-flow { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-bottom: 56px;}
.flow-card { background: #fff; border-radius: 20px; padding: 28px; border: 1px solid var(--border);}
.flow-card.them { background: var(--bg);}
.flow-card.us { background: linear-gradient(135deg, var(--nv) 0%, #0F2557 100%); color: #fff; border: 0; box-shadow: 0 12px 28px rgba(27,42,77,.10); position: relative; overflow: hidden;}
.flow-card.us::after { content:''; position: absolute; right: -100px; top: -100px; width: 300px; height: 300px; background: radial-gradient(circle, rgba(232,114,12,0.16), transparent 60%); pointer-events: none;}
.flow-card .lbl { font-size: 11px; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase; color: var(--muted); margin-bottom: 14px;}
.flow-card.us .lbl { color: #FFA866;}
.flow-card h3 { font-family: 'DM Sans',system-ui,sans-serif; font-size: 22px; font-weight: 800; color: var(--nv); margin: 0 0 20px; letter-spacing: -0.02em; line-height: 1.2;}
.flow-card.us h3 { color: #fff;}
.flow-steps { display: flex; flex-direction: column; gap: 0; position: relative; z-index: 1;}
.flow-step { display: flex; align-items: center; gap: 12px; padding: 10px 0; font-size: 14px; font-weight: 600; color: var(--nv);}
.flow-card.us .flow-step { color: rgba(255,255,255,0.96);}
.flow-step .arr { width: 22px; height: 22px; border-radius: 999px; background: #EEEDE8; color: var(--muted); display: grid; place-items: center; flex-shrink: 0;}
.flow-card.us .flow-step .arr { background: var(--or); color: #fff;}
.flow-step .arr svg { width: 13px; height: 13px; stroke-width: 2.5;}
.flow-step.last { color: var(--gn); font-weight: 700;}
.flow-card.us .flow-step.last { color: #FFA866;}
.flow-step.last .arr { background: var(--gn); color: #fff;}

/* ============ Testimonial v2 (with verified ring) ============ */
.testi-card .verified-ring { box-shadow: 0 0 0 3px var(--gn);}
.testi-card .service-used { display: inline-flex; align-items: center; gap: 6px; padding: 4px 10px; background: rgba(255,255,255,0.1); color: #FFA866; border-radius: 999px; font-size: 11px; font-weight: 700; margin-bottom: 14px; position: relative; z-index: 1;}
.testi-card .service-used svg { width: 12px; height: 12px;}
.testi-card .outcome { display: inline-flex; align-items: center; gap: 6px; padding: 6px 12px; background: var(--gn); color: #fff; border-radius: 999px; font-size: 12px; font-weight: 700; margin-top: 14px; position: relative; z-index: 1;}
.testi-card .outcome svg { width: 13px; height: 13px;}

/* ============ How-it-works: Step 3 as hero ============ */
.how-step.hero-step { background: linear-gradient(135deg, var(--or) 0%, #D54E0F 100%); border-color: var(--or); color: #fff; transform: scale(1.05); box-shadow: 0 16px 36px rgba(232,114,12,0.32); position: relative; z-index: 2;}
.how-step.hero-step .n { background: #fff; color: var(--or); width: 40px; height: 40px; font-size: 14px; box-shadow: 0 0 0 6px rgba(255,255,255,0.2);}
.how-step.hero-step h4 { color: #fff; font-size: 17px;}
.how-step.hero-step p { color: rgba(255,255,255,0.9);}
.how-step.hero-step .ribbon { position: absolute; top: -10px; left: 50%; transform: translateX(-50%); background: #fff; color: var(--or); font-size: 9px; font-weight: 800; letter-spacing: 0.1em; padding: 3px 10px; border-radius: 999px; text-transform: uppercase;}

/* How-page step (full) — hero variant */
.how-page-step.hero-step { background: linear-gradient(135deg, var(--or) 0%, #D54E0F 100%); border-color: var(--or); color: #fff; transform: scale(1.08); box-shadow: 0 20px 48px rgba(232,114,12,0.34); z-index: 2; position: relative;}
.how-page-step.hero-step .n { background: #fff; color: var(--or); border-color: #fff; box-shadow: 0 0 0 6px rgba(255,255,255,0.2);}
.how-page-step.hero-step h4 { color: #fff;}
.how-page-step.hero-step p { color: rgba(255,255,255,0.92);}
.how-page-step.hero-step .ribbon { position: absolute; top: -10px; right: 16px; background: var(--nv); color: #fff; font-size: 10px; font-weight: 800; letter-spacing: 0.1em; padding: 4px 10px; border-radius: 999px; text-transform: uppercase;}

/* ============ Refund guarantee badge ============ */
.refund-badge { display: inline-flex; align-items: center; gap: 10px; padding: 10px 16px; background: #E8F5E9; border: 1px solid #A5D6A7; border-radius: 999px; font-size: 13px; font-weight: 700; color: var(--gn);}
.refund-badge svg { width: 18px; height: 18px;}

/* ============ Security micro-copy under pay buttons ============ */
.security-micro { display: flex; flex-direction: column; gap: 6px; margin-top: 12px; font-size: 11px; color: var(--muted); line-height: 1.4;}
.security-micro .row { display: flex; gap: 6px; align-items: center;}
.security-micro .row svg { width: 13px; height: 13px; color: var(--gn); stroke-width: 2.3; flex-shrink: 0;}
.security-micro .cashfree { color: var(--nv); font-weight: 700; font-family: 'DM Sans',system-ui,sans-serif;}

/* ============ Callback promise strip ============ */
.callback-promise { display: inline-flex; align-items: center; gap: 8px; padding: 8px 14px; background: #EEF1F8; border-radius: 999px; font-size: 12px; font-weight: 700; color: var(--nv);}
.callback-promise svg { width: 14px; height: 14px; color: var(--or);}

/* ============ Concierge nudge (everywhere CTAs) ============ */
.concierge-nudge { font-size: 12px; color: var(--muted); margin-top: 10px; display: flex; align-items: center; gap: 6px; font-weight: 600;}
.concierge-nudge svg { color: var(--or); width: 13px; height: 13px;}
.concierge-nudge b { color: var(--nv); font-weight: 800;}